Kellands (Bristol) Limited
Financial Management Consultants
Quays Office Park
Conference Avenue
Portishead Bristol BS20 7LZ
Tel: 0117 900 4000
E-mail: bristol@kelland.co.uk
Life insurance
It is crucial to ensure that your family and dependants are adequately provided for should the worst happen. Yet surprisingly, most people either have no life insurance cover or are underinsured.
Key issues include:
- Protecting your family's standard of living after the death of the main breadwinner
- Income protection, should you become ill for a length of time or suffer a critical illness
- Mortgage life cover, in case the main breadwinner dies
- Repaying your mortgage in the event that the main breadwinner can no longer work (ill-health, injury, death etc.)
- Private medical insurance to provide peace of mind
- Helping your family cope if you need long term care
- Planning to meet the inheritance tax payment from your estate
Life insurance rates have never been more competitive. There are several reasons for this, including less concern over AIDS, technology improvements and the fact that we are living longer.
So even if you have arranged some life insurance in recent years, perhaps to protect your family or to cover a mortgage or other loan, you may now be paying too much. Critical illness premiums are also lower.
And if you have no life insurance cover, now is a good time to do something about it. Simply contact us now to find out more and to get some competitive life insurance quotes.